a beneficiary refers to the person allowed by law or by the terms of the contract to demand and receive the proceeds of the insurance
Subrogation refers to the substitution of one person in place of another with reference to a lawful claim or right
In a cooperative, members patronize their own products and/or services
At the outset, disability may be classified as either partial, total, temporary or permanent
In the Philippines, as in many other countries, ensuring equal opportunities for PWDs in the workforce is a significant challenge
The observance of Clean Air Month aligns seamlessly with the provisions of Republic Act No. 8749, also known as the Philippine Clean Air Act of 1999
A product is not considered defective because another better quality product has been placed in the market
Corresponding disability benefits for each kind of disability shall be granted to a member based on the duration of incapacity to work and actual loss of income
No PWD shall be denied access to opportunities for suitable employment
“Portability” shall refer to the transfer of funds for the account and benefit of a worker who transfers from one system to the other
The requirement as to the minimum number of incorporators to organize a corporation has been removed
Any stipulation based on the foregoing provision of the Labor Code is commonly known as union security clauses
