Will the Recovery of a Carnapped Vehicle Bar an Insurance Claim?

In cases where the insured’s car is wrongfully taken without consent from a service or repair shop—such as for a joyride during which it is destroyed in an accident—the insurer is still liable to pay for the total loss of the vehicle under the theft clause of the policy.

Author

Alburo Law
February 04, 2026

In cases where the insured’s car is wrongfully taken without consent from a service or repair shop—such as for a joyride during which it is destroyed in an accident—the insurer is still liable to pay for the total loss of the vehicle under the theft clause of the policy.

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