Misrepresentation in an Insurance Contract | 31 October 2023

The fraudulent intent on the part of the insured must be established to entitle the insurer to rescind the contract

Misrepresentation in an Insurance Contract

Material misrepresentation occurs when the insured fails to provide a full and accurate response to a specific question posed by the insurer during the application process. This means that if the insured withholds or inaccurately represents information relevant to the insurance coverage being sought, it can significantly impact the underwriting decision and the terms of the policy.

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