Liability of an Insurer for Willful Acts of the Insured | 31 May 2024

An insurer is not liable for a loss caused by the willful act or through the connivance of the insured. (Section 89, R.A. No. 10607 or the Insurance Code)

An insurer is not liable for a loss caused by the willful act or through the connivance of the insured. (Section 89, R.A. No. 10607 or the Insurance Code)

The employee’s signing of the employment contract more than two months after the project had commenced logically implies that he was not apprised of his status as a project-based employee when he was engaged.

Employers who assert that a worker is a project-based employee must be substantiate that the duration and scope of employment were explicitly determined at the time of engagement.

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