Essentials of Business Law and Labor Law | 03 July 2023

Essentials of Business Law and Labor Law is a digital initiative of Alburo Law to provide legal knowledge to entrepreneurs to help improve their productivity and profitability by ensuring that businesses comply with relevant laws, rules, and regulations.

Is the appointment of a beneficiary revocable?

General Rule: In appointing a beneficiary, the insured shall have the right to change the beneficiary he/she designated in the policy.

Exceptions: The appointment of beneficiary becomes irrevocable:

1) upon the insured’s death provided the insured does not change the designation during his lifetime; and

2) if the right to change the beneficiary is expressly waived in the policy.

What is the relationship between jeepney and taxi drivers and their operators under the boundary system?

In determining the existence of employer-employee relationship, the four-fold test or the two-tiered test may be applied.

The relationship between jeepney owners/operators on one hand and jeepney drivers on the other hand under the boundary system is that of employer-employee and not of lessor-lessee.